Well, I went to talk to loan officer of my credit union today. Things actually went pretty smoothly. She's so nice that I'd feel bad not getting a loan from her now. After our meeting, I faxed her the last financial documents this afternoon, and tomorrow morning we have a nice, long, 90-minute chat over the phone. Then, I'll head back over there later tomorrow afternoon to pick up a signed piece of paper that says to prospective sellers that I'm good for four hundred grand or so. That's kind of terrifying.