The seller and I have settled on $375,000. It's $5,000 more than my "max price," but it's on my "half" of the gap between my original offer and the selling price, so I guess I "won." It's $15,000 more than what I feel it's worth, but in reality, it will probably appreciate that much in a few months. (It's funny how one can complain that the price of a menu item in the cafeteria has gone up 40¢ and then shrug off $15,000...)
I'm doing it. I'm going to be a homeowner.
As soon as I sign these last thousand pages of ridiculous documents.
And as long as the stock market doesn't keep tanking and I can no longer make a down payment.