Thursday, November 1, 2007

Insurance and trust

Recently I've been thinking a little about theft and insurance. I don't know if it started after minor theft was committed against me in Canada, or if it's been longer, as I've been procrastinating setting up a secondary insurance policy on my camera equipment for many months now. Specifically, I was wondering for a while if insurance policies generally cover theft by invited guests. Like, you're having a party, and someone steals your wallet. Or, the prototypical "girl and guy break up, one is angry and vengeful" scenario. I can't really imagine how insurance could not cover stuff like that, but I could also see it as being a convenient little loophole that insurance companies would love and most people would never notice.

Anyway, as far as I've been able to find out, there's no such loophole, barring of course situations where the stealer and the stealee are in cahoots. But that got me thinking too: what kind of a person steals from a friend? Theft is bad enough when it's from a stranger, but stealing something from a friend adds a whole new element of broken trust. It seems that it would require an exceptionally despicable person. The next thought, naturally, was wondering what kind of person misjudges someone so badly that they become friends with someone capable of stealing from them and establishing that trust? Probably just about everyone, actually. Are we all that bad at judging people and understanding what they're capable of? As paranoid and distrusting and hermetic as I can be sometimes, I can't see myself being immune to this kind of mistake.


Currently listening: Rachael Yamagata—Be Be Your Love

1 comment:

Louise said...

I think that there are some people out there who are just really good at hiding who they really are. And there are some people who trust people very easily.

Any person who would even consider stealing from a friend is certainly someone I don't want as a friend.